Creating compliance for employer groups
Escape ACA Penalties
with $0 Deductible Plans!
Enjoy peace of mind with our co-pay driven minimum value plans and affordable MEC plans that shield you from ACA fines.
Plus, our unique part-time employee coverage ensures everyone in your team is safeguarded at the most economical price.
About Us
Protecting Employers for the Past 12 Years
Our three punch approach to health coverage ensures coverage for full-time and part-time employees while targeting the benefit of the employer. We ensure every employee has the ability to gain affordable coverage while doing everything we can to cut costs for the employer and keep them safe from ACA penalties.
Why Choose Us?
Our focus of changing the health insurance landscape allows us to think with the employer in mind and not go traditional routes of offering insurance.
Multi-Lingual Support
Dedicated support in English, Spanish, Mandarin, Cantonese and Russian
12 Years of Experience
Our knowledge understands ACA and the constantly changing landscape
Quick And Easy Administration
Systems built for any industry and benefit offering are ready to be implemented
Quick Quoting
Simple and fixed-rate schedule allow you to get a quote the same day
Growing Your Business
Everyone employee makes a difference, covering your part-time employees can be just as important as full-time
Our Solutions
Affordable coverage for every employee in your company.
MEC Coverage
Avoid penalty A by providing the baseline of coverage for employees. These plans always include preventative services, telemedicine and preventative generic drugs.
Minimal Value Plans
Add in essential health benefits with preventative care and employees now have a solid foundation for good health. Protects against ACA penalty B through a $0 deductible plan. In- and Outpatient hospitalization coverage as well.
Part-Time Employee Coverage
1-on-1 enrollment for part-time staff to gain coverage through federal or state marketplaces. Employees can gain subsidies on their coverage, possibly leading to $0 premium plans.
Don't Sweat ACA Compliance Anymore
We will shield you from ACA penalties while providing the best plans available
Free Benefit Admin Portal
Take advantage of our 2024 Special! Sign up within the next 90 days and unlock exclusive access to our comprehensive benefit administration portal for an entire year.
*Clients must offer at least one benefit from our product suite to their employees*
Penalties for Non-Compliance
Part A
Employers who fail to offer a Minimum Essential Coverage (MEC) plan that provides certain wellness and preventive care to full-time employees may face a penalty of $2,970 per full-time employee (minus the first 30).
Part B
A penalty of $4,460 per full-time employee who enrolls in a subsidized plan throughout a government exchange if the employer fails to offer an affordable Minimum Value Plan (MVP) which provides more comprehensive coverage, such as hospitalization.
Frequently Asked Question
Do you produce the 1094-C and 1095-C reports?
Yes, we maintain up-to-date data within our portal that quickly can produce a report needed for employers at the end of the year, proving they provided services throughout the year.
Do I need to make a contribution if I want part-time employee coverage?
No, since you are not mandated to make any offering to part-time employees, they have the ability to gain their coverage through state and federal insurance marketplaces. This also allows them to gain subsidies for their coverage.
Are your MEC and MVP plans only available in certain states?
No, our plans are available in all 50 states. The network provided is the Multi-plan network which covers all states.
Is there only one plan option?
No, the MEC plan and the minimum value plan both have 4 tiers of coverage. With increasing premium rates employees can reduce their out-of-pocket expenses by decreasing their co-pays.
Post Address and Mail
Email: [email protected]
Address
100 Quentin Roosevelt Blvd, Suite 403. Garden City, NY 11530
Get In Touch
Assistance Hours
Mon – Fri: 9:00am – 8:00pm
Sat & Sun: CLOSED
Phone Number:
516-289-9016
